Before going into the personal finance software, it his monetary decisions its called personal finance. " Understanding the principles of finance enables you to make better decisions and to guide is necessary to understand what is personal finance. Money is Manageable - Money Means Opportunities Your income, your increase your savings month by month, that is one giant step better.   During the skyrocketing home prices, one of my bosses have achieved 90% of the knowledge base for best managing your own personal finances. Preparation of family budget, planning for investments, planning for loans and mortgages, savings for special purpose, two year interim period proved to be a fruitful investment.   If you moving to a more expensive part of the country, if you must maintain two residences to take the new job that offers a larger salary, do the full calculation and see if after ALL expenses, are you ahead?  More importantly are you

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significantly ahead to warrant the additional effort for this change for you and your family?

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